Young and pretty lady wishes to marry a rich guy

Title: Young and pretty lady wishes to marry a rich guy. Fantastic reply from a financial person

A young and pretty lady posted this on a popular forum:
Title: What should I do to marry a rich guy?

I'm going to be honest of what I'm going to say here. I'm 25 this year. I'm very pretty, have style and good taste. I wish to marry a guy with $500k annual salary or above. You might say that I'm greedy, but an annual salary of $1M is considered only as middle class in New York. My requirement is not high. Is there anyone in this forum who has an income of $500k annual salary? Are you all married? I wanted to ask: what should I do to marry rich persons like you? Among those I've dated, the richest is $250k annual income, and it seems that this is my upper limit. If someone is going to move into high cost residential area on the west of New York City Garden (?), $250k annual income is not enough.

I'm here humbly to ask a few questions:
1) Where do most rich bachelors hang out? (Please list down the names and addresses of bars, restaurant, gym)
2) Which age group should I target?
3) Why most wives of the riches is only average-looking? I've met a few girls who doesn' t have looks and are not interesting, but they are able to marry rich guys
4) How do you decide who can be your wife, and who can only be your girlfriend? (my target now is to get married)

Ms. Pretty


Here's a reply from a Wall Street Financial guy:

Dear Ms. Pretty,

I have read your post with great interest. Guess there are lots of girls out there who have similar questions like yours. Please allow me to analyze your situation as a professional investor. My annual income is more than $500k, which meets your requirement, so I hope everyone believes that I 'm not wasting time here.

From the standpoint of a business person, it is a bad decision to marry you. The answer is very simple, so let me explain. Put the details aside, what you 're trying to do is an exchange of "beauty" and "money": Person A provides beauty, and Person B pays for it, fair and square. However, there's a deadly problem here, your beauty will fade, but my money will not be gone without any good reason. The fact is, my income might increase from year to year, but you can 't be prettier year after year. Hence from the viewpoint of economics, I am an appreciation asset, and you are a depreciation asset. It' s not just normal depreciation, but exponential depreciation. If that is your only asset, your value will be much worried 10 years later.

By the terms we use in Wall Street, every trading has a position, dating with you is also a " trading position". If the trade value dropped we will sell it and it is not a good idea to keep it for long term – same goes with the marriage that you wanted. It might be cruel to say this, but in order to make a wiser decision any assets with great depreciation value will be sold or " leased". Anyone with over $500k annual income is not a fool; we would only date you, but will not marry you. I would advice that you forget looking for any clues to marry a rich guy. And by the way, you could make yourself to become a rich person with $500k annual income. This has better chance than finding a rich fool.

Hope this reply helps. If you are interested in "leasing " services, do contact me Signed, XXXXX

Coin collection

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Part 2: Beloved Sister's Wedding ~@ 07-07-07

This is the second part to the long awaited continuation of my beloved sister's wedding that I blog about few months back (first part). To those people who always read my blog, sorry for the long wait ya. I was waiting for those photos ready so that I can post some of the nice pictures here.

In the early morning of the wedding day, around 6am the makeup artist came over to my house to start putting on makeup for my sister. I was still sleeping (obviously). Not long after that, the three bridesmaid arrived one by one and later had their makeup done by the same makeup artist. I like my sister's makeup. Looks nice and naturally done. It doesn't look cake-up at all. I woke up around 7.15am still feeling sleepy. I just put on a very simple attire for the church wedding reception without any makeup on. I looked terribly tired and ugly that morning because lacking of sleep. Anyhow, it was a wonderful and joyous occasion that I would not want to be missed.

Around 9am, David (the groom) arrived at my house. The bridesmaids and few other friends had played a prank on the groom with their well planed obstacles task that he has to go through. There are a few stages that the groom has to go through in order to be allowed into the house to see the bride. Seeing them perform their very best was very memorable and hilarious at the same time. My sister was waiting in the room upstairs throughout the whole time while the groom was being 'tortured' downstairs.

Around 10.30am, everyone started leaving my house to go to church for the wedding ceremony which began around 11am.

I am happy to see my sister looking so happy throughout the day. And I am sure she felt her happiness deep down in her heart too. It was such a fast moment from the time the announcement of their wedding came a year ago and to the time where the actual day of the wedding took place. I wasn't very prepared to welcome that day. Seems a little hard to grasp at that time. My beloved sister is getting married. Gosh! As much as my mind wanted to accept that fact, my heart was a little burden by it. Partly because I would missed having her around all the time I guess. And those sorts of memories that we spend time together before she got married will never be written the same again.

Part 3 of my beloved sister's wedding will be coming up next. I will be talking about the memorable wedding dinner on that eventful 7th of July 2007.

Makeup.....

Tada!!! Cute and lovely.

(background) My blur look early in the morning.

Groom arrival at my house.

(My brother) "Wait! Don't come out. See how much ang pow you gave first." heeheehee....

David and his 'brothers' out side the gate, facing obstacles.

Trying to 'buy' his way in.

Finally pass the front gate. Hahaha... look at all those expression.

While inside, in the front porch, part of the obstacle David have to sing out loud.

Haha... second 'road block'.

Finally.....

Tea ceremony.

Ready to leave the house, heading over to church wedding ceremony.

Out of the house (*sob~sob*)

Heading over to church (see my brother's reflection on the window - speachless....)

Arrive at church. Wedding ceremony begun. My dad walk my sister down the isle.

Memories....

Priceless....

Mother and mother-in-law

David's father who is also the minister of marriage.

Saying "I do"

Maid of honour and Best man.

Signing ceremony.

Officially married.

Count your blessings

WHAT HAPPENS IN HEAVEN
This is one of the nicest e-mails I have seen and is so true:

I dreamt that I went to Heaven and an angel was showing me around. Wewalked side-by-side inside a large workroom filled with angels.

My angel guide stopped in front of the first section and said,"This isthe Receiving Section. Here, all petitions to God said in prayer arereceived."

I looked around in this area, and it was terribly busy with so manyangels sorting out petitions written on voluminous paper sheets andscraps from people all over the world.

Then we moved on down a long corridor until we reached the second section.

The angel then said to me, "This is the Packaging and DeliverySection. Here, the graces and blessings the people asked for areprocessed and delivered to the living persons who asked for them."

I noticed again how busy it was there. There were many angels workinghard at that station, since so many blessings had been requested andwere being packaged for delivery to Earth.

Finally at the farthest end of the long corridor we stopped at thedoor of a very small station. To my great surprise, only one angel wasseated there, idly doing nothing. "This is the Aknowledgment Section,"

My angel friend quietly admitted to me. He seemed embarrassed "How isit that there is no work going on here?" I asked.

"So sad," the angel sighed. "After people receive the blessings thatthey asked for, very few send back acknowledgments ."

"How does one acknowledge God's blessings?" I asked.

"Simple," the angel answered. Just say, "Thank you, Lord."

"What blessings should they acknowledge?" I asked.

"If you have food in the refrigerator, clothes on your back, a roofoverhead and a place to sleep you are richer than 75% of this world.If you have money in the bank, in your wallet, and spare change in adish, you are among the top 8% of the world's wealthy ."

"And if you get this on your own computer, you are part of the 1% inthe world who has that opportunity."

Also ......

" If you woke up this morning with more health than illness ... youare more blessed than the many who will not even survive this day ."

"If you have never experienced the fear in battle, the loneliness ofimprisonment, the agony of torture, or the pangs of starvation ...you are ahead of 700 million people in the world."

"If you can attend a church without the fear of harassment, arrest,torture or death you are envied by, and more blessed than, threebillion people in the world ."

"If your parents are still alive and still married ...you are very rare ."

"If you can hold your head up and smile, you are not the norm, you'reunique to all those in doubt and despair."

Ok, what now? How can I start?

If you can read this message, you just received a double blessing inthat someone was thinking of you as very special and you are moreblessed than over two billion people in the world who cannot read atall.

Have a good day, count your blessings, and if you want, pass thisalong to remind everyone else how blessed we all are.

Search for best Credit Card

We all are consumers and as a consumers, we have the rights to choose the best products or services that best suites our needs. The internet is the best place to search for any kind of information in a fast, reliable and timely manner.

For general searches, we will normally use google, yahoo or msn search engines. If you want to search for credit cards information for instance, there would be too many search results being displayed and it is hard to do a comparison between each products available. At such, it is best to go directly to a search engine which specializes in credit card products. CreditCardSearchEngine.com offers such services. The information contains in it are reliable because it is one of the internet’s longest running sites for online credit card comparison.

At CreditCardSearchEngine.com you could search for comparison on the Best Cash Back Credit Cards, Low Interest Credit Cards, Airline Miles Credit Card, Student Credit Card, Business Credit Card and many more. Search, compare, decide and apply online, this could save you a lot of time and that's what they call it "smart consumer".

Other use of baking powder

Did you know that out side the kitchen, baking powder is a great deodorizing and sanitizing agent as well? I have just recently found out about it. For a fresher home, just dust on this cheap and environmentally friendly formula.

• Sprinkle some baking powder on the bottom of your garbage bag to absorb unpleasant ordour.


• Spread some on your mattress before putting on the sheets to help keep it fresh-smelling.

Add a little baking powder into the toothbrush caddy to keep mould from appearing on your toothbrush handle.

Scatter some baking powder on your laundry pile if you have no time to wash your clothes so that it will absorb the stink.

Smokers at home? Pour a layer of baking powder in the ash tray to keep smells at bay.

Traveling by car in Europe

Want to try out something different holidaying in Europe? Try renting a car while you are there for a holiday trip. When you feel like experiencing something adventurous, do not sign up for those tour packages just yet. Go for free and easy tour around Europe, so that you could experience getting to places by trains and rent a car for a little more fun and adventure. Take heed, though it might be a joy to travel by car in Europe, sometimes it could also be a nightmare depending on where and when you drive. During summer time especially, countless millions of European pack up their family cars and drive to the mountains or beaches. This causes traffic jams who could robe off the charm of the most scenic European touring routes.

So, here are tips that could help you enjoy your car traveling trip in Europe:

When to come
If you plan to go to Northern and Central Europe, spring and fall season are the best times for a motoring vacation. In Southern Europe, winter time can be pleasant if you avoid the Christmas break. Try visiting in June, before the summer season reaches its peak if your calendar is tied to the school calendar.

Where to go
Try not to plain your car itineraries built around Europe’s largest cities. Because you will end up having to cope with nerve-wracking traffic, scarce parking, and unfamiliar regulations during all the while you were trying to catch a glimpse of the sights through the mass of cars, motorbikes and busses.

But don’t give up on the idea of car traveling just yet. Here are some of the driving strategies which are more practical to follow (resource taken from Europe for Visitors website):

• Take the train between major cities. Rent cars for local or regional excursions, or for legs of your trip (e.g., Paris to the Riviera) where you want to stop and enjoy sights along the way.


• Plan a motoring tour around smaller cities and towns. Enjoy your week in London or Paris without a vehicle, then pick up your rental car and start driving. Save other big cities for a future trip. (And don't be tempted to stay in a suburban hotel and commute into the city center--you'll miss out on the essence of the cities you're visiting.)


• Visit a country like Denmark, Norway, or Sweden where even the largest cities are relatively car-friendly and you can leave town for driving excursions with a minimum of hassle.

On the other note on planning where to stay, you can pre-book your hotels online before you go, so to avoid the hassle of not being able to rent any rooms when you are there. I have some links here that could help you find the cheapest hotel rate for your stay in Europe. Bookings can be done online.

Hotels in London
Hotels in Paris
Hotels in Berlin
Hotels in Barcelona

Video clip: Young kid playing piano

Haha... this is so cute. A little girl playing the piano with those little hands and her very own unique expressions. Wow! Speachless.... I wonder whether did I do those kind of funny cute expression when I was a kid learning how to play piano at home and during my piano lessons. Hmm... I really could not recall. Have to go ask my mom later. Haha....

Crazy 8 meme

It's good to have tag once in a while. Some tags can help you tell others or let those peopel who cares know more about you. But definately got to be honest of course. This tag pass down to me by Lemonjude. Okay, here is mine.

EIGHT THINGS I’M PASSIONATE ABOUT
Loving God
Loving the love of my life, family including Jojo
Getting my job done well (can be anything, not necessary related to work)
Shopping
Blogging
Watching Korean/Japanese tv series or movies
Reading novels
Watching cooking channel (perhaps one day I'd be pasionate about cooking?)

EIGHT THINGS I WANT TO DO BEFORE I DIE
Love God until the end no matter what's going to happen
Give as much love that I can to everyone that I love
Travel around the world
Buy a nice comfortable house to stay
Shop till I drop
Sponsor money to an orphanage child
Say good bye to everyone that I dearly love
Pray the last prayer

EIGHT THINGS I SAY OFTEN
Why like that?
Very sleepy.
Love you.
My stomoch is very full.
Don't know.
Dear, pick me up at.....
Good girl.
Jojo, eat your food...remember eat your food.

EIGHT BOOKS I’VE RECENTLY READ
(Emm.... I hardly have time to read books now a days)

EIGHT SONGS THAT I COULD LISTEN TO OVER AND OVER
(Wow! This is hard to answer because I hardly fully listen to any music unless someone was listening to the music while I am with them)

EIGHT THINGS THAT ATTRACT ME TO MY BEST FRIENDS
Honesty
Understanding
Unpretentious
Good listener
Caring
Helpful
Sincere
Loving

EIGHT THINGS I’VE LEARNED THIS PAST YEAR
Patience
Faith, hope, love. But the greatest of these is love
Do not think that it is impossible to love someone difficult
Have faith
Preseverance
Valuing the people around you
Be thankful even in the most darkest time of your life
My dog can teach me alot of life meaning which many of us takes for granted

EIGHT PEOPLE I THINK SHOULD DO CRAZY EIGHT MEME
Sting
firethorn
adeline
Chenille
Michelle
MeiYen
Colleen
rin-en

Change your life with houston Lap band

Being overweight is not a pleasant experience for many people. There are some who had tried countless method like dieting and exercising to loose that weight but it just doesn't works. Plastic surgery to be done on your whole body is just too risky and expensive. So many might just have given up. Are you one of them?

Well, there is a saying "If there's a will, there's a way". So, don't give up just yet because maybe you just haven't found the right way for you on loosing the excessive weight. Try houston Lap band. It is simple surgery procedure which inserts an inflatable adjustable gastric band through small (laparoscopic) incisions and positions the band around the upper portion of your stomach. This creates a small stomoch pouch and passageway into the lower part of the stomach. This procedure allows you the eat less to loose weight and feeling full and satisfied. This weight loosing method is definitely very suitable for those people who always over indulged and could not control their appetite. Go to www.journeylite.com to find out more!

Memory boosting

Have you been a scatter-brain lately? Well, I always have. Together with stress and hectic work load, things just got worst when my memory relapse happens. Usually our memories will deteriorate further when we got older. But sometimes we can find some people who just have such good memories even at old age. I thought it has something to do with your genes. No? Well, I am not exactly sure. Hence, I found a good memory boosting tips from a magazine.

Up antioxidant intake. An antioxidant-rich diet improves memory by lowering free radical damage. So, protect your brain cell by munching on cranberries, plums, broccoli, beets, oranges, red bell peppers and cherries. Hint: bright and intense coloured fruits and veggies are good for you!

Play an instrument. Scientists from University of Hong Kong state that instrument playing improves concentration and ability to remember information such as numbers, words and other mental tasks.

Get enough sleep. Researchers from the Harvard Medical School have found that lack of sleep affects the brain’s frontal cortex which control speech, memory and the ability to solve problems. That’s why it is so tough to concentrate or do anything really, when you are deprived of sleep.

Less TV. Trade the idiot box with crossword puzzles, books, or board games to keep brain active and curb mental disease such as Alzheimer’s. (On my personal note, does computer = TV? Can we trade the idiot box with blogging? )

Go Mediterranean. Mediterranean diets with a heavy mix of olive oil, butter, cheese and fish are rich in mono and polyunsaturated fatty acids. Scientists from the Italian Longtitudinal Study of Aging found that those on this diet scored better results in remembering things, paying attention and solving problems.

Amazing 3 year old

Watch this video about a 3 year old who could create amazing drawings with his own bare hands. This kid is definitely a prodigy. I really don't know how his parents train him to draw like that. I think it is very much to do with the child's own self discovery and amazing talent. And it definitely helps a lot with his parent's encouragements. At such a tender young age he could paint like a pro. I could not even draw a cup that actually looks exactly like it is. Seeing this little kid who could paint the Teenage Mutan Ninja Turtle's face really put me in awe. And he does it so clean and simple. Truly AMAZING!!!

I just wish that people won't use this kid as a profit generator for their own's benefits and restrict his freedom when he grows up in the future.